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ABOUT US |

SHARIA

Shariah Supervision Committee

The Shariah Committee at Aljazira Takaful Co. consists of senior Islamic Fiqh scholars.

 

Their duty is to insure that all products & services are in compliance with Islamic Shariah law .

Shariah Committee members :

Sheikh Dr. Mohammed Bin Ali Alqari

  • • Lecturer at the Islamic Economic Institute at King Abdulaziz University and former Head of the “Islamic Economic Studies Center” at the university.
  • • Expert at the Islamic Fiqh Academy in the Kingdom of Saudi Arabia.
  • • Member of the Shariah Committees of several banks and financial institutions.
  • • Author of many books about Islamic financial services and Islamic Economy in Arabic and English.
  • • Winner of the 2004 “Islamic Development Bank” Award in the field of Islamic banking.
  • • Holder of a Ph. D degree in Islamic economy from “California University”.
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Sheikh Dr. Yusuf Bin Abdullah Al Shibeily

  • • Expert at the Islamic Fiqh Academy in the Kingdom of Saudi Arabia.
  • • Member of the “Religious Curriculum Authorship Committee” at Ministry of Education of the Kingdom.
  • • Professor of the Comparative Fiqh at the Higher Judiciary Institute.
  • • Former member of the Scientific Committee at the Islamic Waqf (endowment) Institute.
  • • Shariah Advisor of many financial institutions in the world.
  • • Participated in many international conferences, public lectures and Shariah programs in the media and specialized internet websites.
  • • Holder of a Ph.D. degree in comparative Fiqh from the Higher Judiciary Institute at “Imam Mohammed Bin Saud Islamic University”.

Sheikh Dr. Abdullah Bin Abdulaziz Almusleh

  • • Secretary-General of the “International Commission on Scientific Signs in the Qur'an and Sunnah”.
  • • Member of the board of “International Islamic Relief Organization” in Saudi Arabia.
  • • Author of many books on Islamic Fiqh and Islamic banking.
  • • Participated in many conferences inside and outside the Kingdom of Saudi Arabia as a representative or envoy of the Kingdom of Saudi Arabia.
  • • Member of the Shariah bodies of several banks and Islamic finance institutions.
  • • Former Dean of the “Shariah and Religion Origins" & Director of “Imam Mohammed Bin Saud Islamic University Branch” in the Southern Region.
  • Southern Region. • Holder of a Ph.D. degree from “Imam Mohammed Bin Saud Islamic University”.

Personal Data Protection Consent Form

This consent form outlines how AJT collects, uses, and processes my personal data, including sensitive personal information, in compliance with the Personal Protection Law (PDPL) of Saudi Arabia. A parent or guardian should complete the consent for any member that is under the age of 13. By signing this Consent Form, I am providing explicit consent for Aljazira Takaful company to process my personal and sensitive personal information along with minor data as provided by me (if applicable), as described herein. I understand that If I do not provide my explicit consent for the processing of personal as outlined below, Aljazira Takaful will not be able to handle my data or process any claims that may be owed to me.

1.Scope of Consent

I understand and acknowledge that by signing this consent form, I authorize Aljazira Takaful and its contracted agents (including from third parties like physicians, nursing and hospital staff, other medical institutions, care homes, statutory health insurance funds, professional associations, and public authorities, etc.) to:

• To provide me with insurance services, including underwriting, claims processing, anti-money laundering, and fraud-preventing activities.

• To manage my insurance policy and account.

• To communicate with me about their services and other offerings along with marketing messages.

• To comply with legal and regulatory requirements.

• To conduct risk assessments and prevent fraud.

• To conduct marketing, scientific research, statistical activities, and analysis to improve their services and products.

• To provide me with customer service, communication, and feedback services.

The personal and health information Aljazira Takaful collects, and processes may include, but is not limited to:

• Personal identity information, including Name, Sex, Nationality, Citizenship, Job Title, Mobile Number, Email Address, Signature, occupation, Telephone number, date of Birth, Place of birth, Marital status, Family status, National Address (including historic address, contact address, and permanent address), Company/employer details, Job position, and any relationship with politically exposed person.

• Sensitive Personal Information (such as National/Iqama ID number, health data, genetic data, intellectual, religious, and political beliefs, and criminal records. Personal biometrics information, such as Signature, Handwriting, Fingerprint, Voice, Face Recognition Information, etc.)

• Demographic information (such as age, gender, nationality, and occupation)

• Usage data (such as information about how you use our website or services)

• Financial/Credit Information (bank account details, payment information)

• Health Information (medical records, health condition, treatment history, medical history, related to health conditions or diseases, family details (including spouse, children), etc)

• Other Information relevant to insurance services

• Any other personal data that is voluntarily provided

2. Confidentiality and Security

Al-Jazira Takaful Taawuni Company is a Saudi joint stock company Regulated and supervised by Insurance Authority, with a capital of 660,000,000 Saudi riyals offers various insurance programs and solutions that are Sharia Compliant. Commercial registration number 4030251980 / 7001791990, aims to contribute to achieving the vision of the Kingdom of Saudi Arabia 2030.

3. Sensitive Health Information

I acknowledge that I am providing sensitive health information to Aljazira Takaful for insurance-related purposes. This includes information about medical conditions, treatments, and health history.

4. Data Retention

Aljazira Takaful will retain my personal and health information for as long as required to fulfill the purposes specified in Section 1 and as mandated by applicable laws and regulations.

5. Rights

Right Of Access / Right to Request Access I can access the personal and health information Aljazira Takaful holds about me

Right to Request Correction I can request correction and updating of inaccuracies in my personal and health information.

Right to Request Destruction I can request the deletion of my personal and health information under specific circumstances.

Right to Object I can object to the processing of my personal and health information in certain situations.

6. Withdrawal of Consent

I have the right to withdraw my consent at any time by contacting Aljazira Takaful's Data Privacy Officer. However, I acknowledge that withdrawing consent may affect Aljazira Takaful's ability to provide me with insurance services, also Consent withdrawal shall not affect the Processing of Personal Data that is based on other legal bases.

7. Children’s Data

I understand that if I am the legal guardian/parent providing consent for children's information, Aljazira Takaful has no intention of collecting any minors’ personal information unless it is agreed by me, and it is necessary for the products or services offered to the minor. In the case that Aljazira Takaful collect personal data of a child under the age of 13 through its website or application, the data would be used for the purpose of directly responding to the request, without using their data for any other purposes. It will be used or disclosed to the extent allowed by law and regulation or expressly consented to by parents or legal guardians or necessary for the protection of the minors’ interests. The child’s data will not be processed without notifying the guardian/parent of the request except for the following:

• If there is a legal justification for Aljazira Takaful to process the data specified by law, regulation, or for security reasons.

• When the sole purpose of collecting the contact details of the child is to respond directly to a specific request from the child, and not for any other purpose.

8. Contact Information

I understand that if I have any questions, or concerns, or wish to exercise my rights, I can contact Aljazira Takaful's Data Privacy Officer:

Hira Street, Al Salamah, Jeddah, U-Zone Building

Al Salama, 4516-23324, Kingdom of Saudi Arabia

P.O. Box: 5215 Jeddah 21422

8003040400 | +966 12 6688877

info@ajt.com.sa

Sunday- Thursday : 09:00 AM to 5:00 PM