Product Liability Insurance
Policy covers all financial losses that are legally payable to third parties as a result of damages caused by defects of the product .
Main Coverages
- • Legal litigation cost.
- • Death/bodily injury to third party
- • Property damage to third party.
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Theft Insurance
Policy covers financial losses resulting from theft or attempted theft by forcible entry or exit that may cause loss or damage to the Insured property.
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Workers’ Compensation and Employer’s Liability Insurance
Policy covers financial compensation* for death/bodily injuries to workers due to an accident or disease arising out of or in course of his employment with the insured.
*All compensation as per Saudi Labor Law.
Additional Coverage (to be added upon request):
- • Repatriation expenses
- • Emergency Medical expenses
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Professional Indemnity Insurance
Policy covers all financial losses “legally payable” to a third party as a result of the insured’s breach of his professional duties through negligence, error or omission.
Main Coverages
- • Legal litigation cost.
- • Death/bodily injury to third party.
- • Property damage to third party
Covered Occupations:
- • Accountants and Auditors.
- • Architects & Engineers.
- • Lawyers.
- • Real Estate & Evaluators
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices
- • Excellence in providing professional services
- • Easy claim submission through website
Group Travel Risks Insurance
Policy covers all your Insurance needs and concerns while being abroad. The policy will cover the probable medical and non-medical expenses and you can choose one of the coverage options that’s more suitable to your travel needs as shown in the below table:
Benefits |
Coverage Options |
|||||
| Basic | Silver | Gold | Platinum | Schengen | ||
| Emergency medical expenses and hospitalization abroad | 37,500 | 70,000 | 150,000 | 650,000 | 187,500 | |
| Medical referrals / appointments with a local medical specialist | 2,000 | 2,000 | 2,000 | 2,000 | Not Covered | |
| Dental care emergency | 1,000 | 2,000 | 2,000 | 2,500 | 1,500 | |
| Repatriation of family members traveling with the Insured | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
| Mortality costs coverage | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
| Emergency repatriation to follow up on the death of a close family member | Economic Ticket | Economic Ticket | Economic Ticket | Economic Ticket | Not Covered | |
| Escort for the dependent child | 5,000 | 5,000 | 5,000 | 5,000 | Not Covered | |
| Flight cancellation | 3,750 | 3,750 | 3,750 | 3,750 | Not Covered | |
| Delayed departure | 3,750 | 3,750 | 3,750 | 3,750 | Not Covered | |
| Delayed luggage | 3,750 | 3,750 | 3,750 | 3,750 | Not Covered | |
| Personal belongings, valuables, and personal money | 3,750 | 3,750 | 3,750 | 3,750 | Not Covered | |
| Loss of passport | 1,875 | 1,875 | 1,875 | 1,875 | Not Covered | |
| Personal accidents | 37,500 | 37,500 | 37,500 | 37,500 | Not Covered | |
| Personal responsibility | 250,000 | 250,000 | 500,000 | 1,000,000 | 500,000 | |
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Standard, Silver, Gold, and Platinum Policies: *
- - Worldwide Coverage
- - Worldwide Coverage except USA, Canada, Japan and Australia
- • Schengen Policy: European Union (EU) countries
* Excluding Schengen countries and Country of usual Residence.
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Fidelity Guarantee Insurance
Policy covers the loss of money or goods belonging to the insured as a result of theft or any fraudulent act or dis-honesty of his employees. The cover includes Professional auditors fees
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Money Insurance
Policy covers the loss of money owned by the insured or for which he is legally responsible in case of an accident, theft or attempted theft.
Main Coverages:
- • Money are covered whilst in safe or in transit.
- • Financial loss or damage to any safe or strong room as a result of theft or attempted theft, provided that its value is disclosed.
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Personal Accidents Insurance
The policy covers financial compensation for death or bodily injury due to sudden and unforeseen accident to the Insured.
Main Coverages
- • Death that occurs within 12 months of the accident.
- • Permanent partial disability.
- • Permanent total disability.
- • Temporary total disability.
- • Medical expenses.
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website
Public Liability Insurance
Policy covers financial losses that are “legally payable” to a the third party as a result of errors or negligence by the insured's business operation and or within insured's premises.
Main Coverages
- • Legal litigation cost.
- • Death/bodily injury to third party.
- • Property damage to third party.
Advantages:
- • All of our products are compliant with the Islamic Sharia Law
- • Competitive prices.
- • Excellence in providing professional services
- • Easy claim submission through website